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Personal Loan

Personal Loan up to ₹25 Lakhs

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Loan Products

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Tailored loan solutions from India's leading banks and NBFCs — facilitated by our certified DSA experts.

Personal Loan
Starting at
10.49%
p.a.

Personal Loan

Unsecured loans for any personal need.

  • Up to ₹25 Lakhs
  • Flexible 1-5 yr tenure
  • Minimal docs
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Business Loan
Starting at
13.99%
p.a.

Business Loan

Fuel growth, working capital and expansion.

  • Up to ₹5 Crore
  • Tenure up to 7 yrs
  • Collateral free options
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Home Loan
Starting at
8.40%
p.a.

Home Loan

Make your dream home a reality.

  • Up to ₹10 Crore
  • Tenure up to 30 yrs
  • Balance transfer support
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Loan Against Property
Starting at
9.25%
p.a.

Loan Against Property

Unlock the value of your property.

  • Up to ₹15 Crore
  • Tenure up to 15 yrs
  • Residential & commercial
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Car Loan
Starting at
9.10%
p.a.

Car Loan

Drive home your favourite car today.

  • Up to 100% on-road
  • Tenure up to 7 yrs
  • New & used cars
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Loan Transfer
Starting at
8.40%
p.a.

Loan Transfer

Move your existing loan to a better rate and lower EMI.

  • Lower interest rates
  • Reduced monthly EMI
  • Simple balance transfer
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Eligibility

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Three quick steps to your best offer — no paperwork, no obligations.

1

Enter Basic Details

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2

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We match you with the best rates across 50+ lenders.

3

Get Expert Assistance

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Loan comparison dashboard
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Loansta helps customers compare multiple loan offers from trusted lenders so they can make better financial decisions.

  • Multiple lender options
  • Transparent comparison
  • Expert DSA guidance
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Quick eligibility check on mobile
Eligibility

Quick Eligibility Check

Check your loan eligibility in minutes with a simple and guided process designed for convenience.

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EMI calculator illustration
EMI Planning

Smart EMI Planning

Use Loansta tools to estimate EMI, understand repayment, and choose the best loan structure.

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Support

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From application to approval assistance, Loansta provides dedicated support to help customers move forward with confidence.

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HDFC Bank logo
ICICI Bank logo
State Bank of India logo
Axis Bank logo
Kotak Mahindra Bank logo
IDFC FIRST Bank logo
Yes Bank logo
IndusInd Bank logo
Bajaj Finserv logo
Tata Capital logo
Aditya Birla Capital logo
L&T Finance logo
LIC Housing Finance logo
PNB Housing Finance logo
Muthoot Finance logo
HDFC Bank logo
ICICI Bank logo
State Bank of India logo
Axis Bank logo
Kotak Mahindra Bank logo
IDFC FIRST Bank logo
Yes Bank logo
IndusInd Bank logo
Bajaj Finserv logo
Tata Capital logo
Aditya Birla Capital logo
L&T Finance logo
LIC Housing Finance logo
PNB Housing Finance logo
Muthoot Finance logo
Compare

Compare Loan Offers Instantly

Side-by-side indicative rates from our top lending partners.

HDFC Bank logo
HDFC Bank
Rate10.49% p.a.
TenureUp to 5 yrs
FeeFrom 1%
Approval24–48 hrs
ICICI Bank logo
ICICI Bank
Rate10.75% p.a.
TenureUp to 6 yrs
FeeFrom 1.25%
Approval24–48 hrs
State Bank of India logo
State Bank of India
Rate10.30% p.a.
TenureUp to 6 yrs
FeeFrom 1%
Approval2–3 days
Axis Bank logo
Axis Bank
Rate10.99% p.a.
TenureUp to 5 yrs
FeeFrom 1.5%
Approval24–48 hrs
Bajaj Finserv logo
Bajaj Finserv
Rate11.00% p.a.
TenureUp to 8 yrs
FeeFrom 2%
ApprovalSame day
Tata Capital logo
Tata Capital
Rate10.99% p.a.
TenureUp to 6 yrs
FeeFrom 1.5%
Approval24–48 hrs

Bank and NBFC logos are used for identification and comparison purposes only. Loansta does not claim official endorsement unless specifically stated. Final loan approval, interest rate, amount, tenure, and charges are subject to lender policies and customer eligibility.

Our Network

Our Trusted Lending Partners

50+ leading banks, NBFCs and housing finance companies — all in one place.

HDFC Bank logo
ICICI Bank logo
State Bank of India logo
Axis Bank logo
Kotak Mahindra Bank logo
IDFC FIRST Bank logo
Yes Bank logo
IndusInd Bank logo
Bajaj Finserv logo
Tata Capital logo
Aditya Birla Capital logo
L&T Finance logo
LIC Housing Finance logo
PNB Housing Finance logo
Muthoot Finance logo
HDFC Bank logo
ICICI Bank logo
State Bank of India logo
Axis Bank logo
Kotak Mahindra Bank logo
IDFC FIRST Bank logo
Yes Bank logo
IndusInd Bank logo
Bajaj Finserv logo
Tata Capital logo
Aditya Birla Capital logo
L&T Finance logo
LIC Housing Finance logo
PNB Housing Finance logo
Muthoot Finance logo

Bank and NBFC logos are used for identification and comparison purposes only. Loansta does not claim official endorsement unless specifically stated. Final loan approval, interest rate, amount, tenure, and charges are subject to lender policies and customer eligibility.

EMI Calculator

Plan Your EMI Smartly

See your monthly EMI before you apply — adjust amount, rate and tenure.

Loan Amount₹15,00,000
₹50,000₹1,00,00,000
Interest Rate (p.a.)10.50%
6.00%24.00%
Tenure (months)60 months (5.0 yrs)
6 months (0.5 yrs)360 months (30.0 yrs)
Your Monthly EMI
₹32,241
Principal₹15,00,000
Total Interest₹4,34,451
Total Payment₹19,34,451
Apply for this loan
Payment Breakdown

Principal vs Interest

Payment breakdown: principal ₹15,00,000 (78%), interest ₹4,34,451 (22%).
  • Principal (77.5%)
    ₹15,00,000
  • Interest (22.5%)
    ₹4,34,451
Loan Balance Over Time

Year-wise Repayment

  • Outstanding balance
  • Paid-down area
Outstanding loan balance over 5 years. Starts at ₹15,00,000 and ends at ₹0.Year 0: outstanding ₹15,00,000, principal paid ₹0, interest paid ₹0Year 1: outstanding ₹12,59,242, principal paid ₹2,40,758, interest paid ₹1,46,132Year 2: outstanding ₹9,91,952, principal paid ₹5,08,048, interest paid ₹2,65,732Year 3: outstanding ₹6,95,205, principal paid ₹8,04,795, interest paid ₹3,55,876Year 4: outstanding ₹3,65,756, principal paid ₹11,34,244, interest paid ₹4,13,316Year 5: outstanding ₹0, principal paid ₹15,00,000, interest paid ₹4,34,451
Tap graph to view details
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Optimise tenure, prepayment and tax to save lakhs.

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A clean checklist to get sanction in days, not weeks.

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What Our Customers Say

Loansta got my home loan sanctioned in 5 days at the best rate. Truly hassle-free.

RM
Rahul Mehta
MumbaiHome Loan • ₹85 L
Trusted by 10,000+ customers
FAQ

Frequently Asked Questions

A DSA (Direct Selling Agent) partners with multiple lenders. Loansta compares offers across 50+ banks/NBFCs and provides end-to-end loan facilitation, free of cost to the customer.

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