Terms & Conditions

Loansta is an online loan marketplace and financial services platform that helps individuals and businesses compare and apply for various financial products through our network of partner banks, NBFCs, and other financial institutions. Loansta acts as a facilitator between customers and lending institutions. We do not directly provide loans or make lending decisions.

To use our services, you must:

• Be at least 18 years of age
• Be legally capable of entering into a binding agreement
• Provide accurate, complete, and up-to-date information
• Use the website only for lawful purposes

Loansta may provide assistance for various financial products. The availability of products depends on the policies and eligibility criteria of our lending partners.

• Home Loans
• Personal Loans
• Business Loans
• Car Loans
• Doctor Loans
• Education Loans
• Loan Against Property
• Mortgage Loans
• Balance Transfer Loans
• Other financial products introduced from time to time

Submitting a loan inquiry through Loansta does not guarantee:

• Loan approval
• A specific interest rate
• A particular loan amount
• Any specific repayment terms

By using our website, you agree to:

• Provide accurate and truthful information
• Submit only genuine documents
• Keep your contact details updated
• Cooperate during the verification process
• Use the website responsibly and lawfully

Loansta and its lending partners may verify your information through various means. Providing incorrect or fraudulent information may result in rejection and, where appropriate, legal action.

• Identity verification
• Employment verification
• Income verification
• Credit history checks
• Bank statement verification
• Property or vehicle verification (where applicable)

Loansta may offer loan assistance without charging customers in many cases. However, certain products or value-added services may involve service fees where clearly disclosed. Any processing fees, documentation charges, insurance premiums, or other lender-related charges are determined by the respective bank or financial institution.

Loansta works with third-party financial institutions. We do not control or guarantee:

• Loan approval
• Interest rates
• Processing time
• EMI amounts
• Repayment schedules
• Loan terms
• Charges imposed by lenders

By submitting your information, you authorize Loansta and its authorized partners to contact you via Phone Calls, SMS, Email, WhatsApp, Push Notifications, and other electronic communication channels. These communications may relate to your application, documentation, verification, service updates, or promotional offers. You may opt out of promotional communications where applicable.

Your personal information is collected, processed, and stored in accordance with our Privacy Policy. By using our services, you consent to the practices described in that policy.

All content on the Loansta website is owned by or licensed to Loansta and is protected by applicable intellectual property laws. You may not copy, reproduce, modify, distribute, or commercially exploit any content without prior written permission.

• Logos & Branding
• Text & Graphics
• Images & Icons
• Software & Source Code
• Design & Layout
• Documents

You agree not to:

• Provide false or misleading information
• Upload malicious software or harmful code
• Attempt unauthorized access to our systems
• Disrupt website operations
• Copy or scrape website content without permission
• Impersonate another individual or organization
• Engage in fraudulent or illegal activities

To the fullest extent permitted by law, Loansta shall not be liable for:

• Loan rejection by any lender
• Delays in loan processing
• Technical interruptions or website downtime
• Data loss caused by external events
• Errors or omissions provided by third parties
• Decisions made by partner lenders
• Indirect, incidental, or consequential damages

Loansta does not guarantee:

• Loan approval
• Lowest interest rates
• Fastest processing time
• Availability of every loan product
• Accuracy of information provided by third-party lenders

Our website may contain links to third-party websites for your convenience. Loansta is not responsible for the content, security, privacy practices, or services of external websites.

We strive to keep our website available and up to date. However, we do not guarantee uninterrupted access. Maintenance, upgrades, technical issues, or events beyond our control may temporarily affect availability.

You agree to indemnify and hold Loansta, its directors, employees, affiliates, and partners harmless from any claims, damages, losses, liabilities, or expenses arising from your misuse of the website or violation of these Terms.

Loansta may revise these Terms & Conditions at any time. Updated versions will be published on this page with the revised "Last Updated" date. Your continued use of the website after changes are posted constitutes acceptance of the updated Terms.

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India. Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the competent courts in India.

If you have any questions regarding these Terms & Conditions or our services, please contact us using the contact details provided on the Loansta website. Our support team will be happy to assist you.