Check Your Pre-Approved
Loan Offers in 60s

Get instant access to personalized loan offers from multiple banks with a simple eligibility check. No hidden charges, no obligation, and no impact on your credit score.

Talk to Loan Expert
Soft Eligibility Check
No Credit Score Impact*
50+ Banking Partners
100% Secure Process
Instant Results
Pre-approved Loan illustration
Pre-Approved Offers
Up to ₹10 Crore Limit

How Pre-Approval Works

Get your preliminary banking terms in 6 simple steps.

1

Fill Details

Provide basic contact and income profiles.

2

System Check

Platform matching checks eligibility.

3

View Offers

Instantly review bank approval rates.

4

Select Bank

Choose your preferred lender terms.

5

Upload Files

KYC and earnings documents validated.

6

Disbursement

Final sanction and cash wired to account.

Why Check Pre-Approved Offers

Locked promotions negotiated by DSA managers directly for your credit profile.

No obligation to take loan

Check parameters and explore terms without any legal lock-ins.

Soft profile assessment

Check offers safely with zero impact on CIBIL rankings.

Compare multiple banks

Check products side-by-side from India's top lenders.

Fast eligibility checks

Complete validation in under 60 seconds.

Pre-Approval Calculator

Step 1 of 4

Step 1: Contact Details

Get Your Pre-Approved Offer

Complete the enquiry form and our loan expert will contact you within 30 minutes with your personalized loan options.

Available Pre-Approved Loans

Select a category below to check soft eligibility in 60 seconds.

Home Loan

Loan Amount:Up to ₹10 Crore
Interest Rate:Starting from competitive rates
Processing:24-72 Hours
  • Buy New Home
  • Home Construction
  • Home Renovation
  • Balance Transfer

Car Loan

Loan Amount:Up to 100% On-Road Price
Interest Rate:From 8.80% p.a.
Processing:24 Hours
  • New Car
  • Used Car
  • Flexible EMI
  • Fast Approval

Business Loan

Loan Amount:Up to ₹5 Crore
Interest Rate:From 11.25% p.a.
Processing:72 Hours
  • MSME Finance
  • Startup Loan
  • Working Capital
  • Machinery Finance

Personal Loan

Loan Amount:Up to ₹50 Lakhs
Interest Rate:From 10.50% p.a.
Processing:Instant
  • Marriage
  • Travel
  • Medical Emergency
  • Home Renovation

Doctor Loan

Loan Amount:Customized as per eligibility
Interest Rate:Special doctor schemes
Processing:48 Hours
  • Clinic Expansion
  • Medical Equipment
  • Hospital Setup
  • Working Capital

Loan Against Property

Loan Amount:Up to ₹15 Crore
Interest Rate:From 9.10% p.a.
Processing:5 Days
  • Residential Property
  • Commercial Property
  • Long Tenure
  • Lower EMI

Why Choose Loansta

Partner with India's premium loan comparison network.

50+ Banking Partners

HDFC, ICICI, SBI, Axis, Kotak, and major lenders.

Lowest Interest Rates

Custom DSA negotiations secure premium pricing.

Dedicated Loan Expert

Assigned advisor manages document queues and bank submissions.

100% Digital Document

Submit and verify documents online securely.

Testimonials

See what our happy customers are saying.

"I checked my eligibility within a minute and received multiple loan offers."

Sneha P., Mumbai

"The pre-approval process was smooth and transparent."

Abhijit R., Bangalore

"Loansta helped me compare banks and choose the best offer."

Karan S., Delhi

Frequently Asked Questions

Learn more about how pre-approvals work.

What is a pre-approved loan?
Does checking eligibility affect my credit score?
Is the pre-approval guaranteed?
What documents are required later?
How long is a pre-approved offer valid?
Can I compare multiple banks?
Can I apply online?
Is there any processing fee?
Who qualifies for pre-approved loans?
Can I get a pre-approval if I am self-employed?
What is the difference between pre-qualification and pre-approval?
Can I negotiate the terms of a pre-approved loan?
What is the minimum income requirement?
How is my estimated EMI calculated?
What happens if my pre-approval application is rejected?
Can I apply with a co-applicant to increase eligibility?
Can doctors get special pre-approved schemes?
Are pre-approved loans disbursed faster?
Can I transfer an existing high-rate loan using this pre-approval?
What is the role of a Loansta Advisor?
Is my personal data safe?

Ready to Check Your Pre-Approved Loan Offers?

Complete a quick eligibility check and discover personalized offers from India's leading banking partners.

Talk to Loan Expert